1-866-925-1677 info@processmps.com

Virtual Terminals

A virtual terminal allows you several options to deal with offsite purchases or payments. Call Centers are still accepting payments by phone and some are even accepting payment by mail and key-entering the information into an antiquated terminal! Accepting payments over the phone or by mail? We have a terrific solution for you!

Take Payments Over the Phone or by Mail

A virtual terminal is the web version of a physical credit card terminalor Point-of-Sale (POS) machine. It is a hosted by an online software application that allowing merchants to access a secure, encrypted payment acceptance form from any internet connected web browser.

A virtual terminal allows a merchant to input a customer’s credit card information directly into a web-based payment form, which converts it into an electronic transaction for payment to the merchant. The typical virtual terminal merchant gets phone calls to accept payments for products or services like a medical billing practice (Mail Order – Telephone Order Merchants).

Amazing Features of Using a Virtual Terminal

  • Can securely keep customer information and payment history.
  • Can be added to the same account as a website.
  • Can retain customer data behind secure gateway firewall for future use.
  • Can use Virtual Terminal to set up Recurring & Installment Billing Options.
  • Can be used as an In-Person “swipe” terminal.
  • Can send email receipts to the customer after the transaction along with another one to the merchant for recording purposes.
  • Can be connected to QuickBooks via different options at a cost.

The Benefits of Working With Us

There's more to what we offer besides an outstanding solution to your merchant processing needs for your restaurant. There's perks too!


No Cancellation or Early Termination Fees

It is the philosophy of Merchant Processing Solutions Inc. to partner with our merchants to help them save money on their merchant processing which allows them to grow their business.


No Application Fee

Not to worry, we won't charge you to apply to use our merchant processing services for your restaurant, so what are you waiting for?

Full Disclosure of Rates and Fees

We have nothing to hide. We disclose all of our rates and fees upfront so there's no surprises.

MPS Pricing Model

We always are 100% transparent with our pricing model. Learn about our fees, refund handling, annual rate reviews and more.

Onsite Setup, Training and Customer Service

If you and your staff need help with setup, training or support, just contact us and we'll come to your restaurant.

Understanding Rates

We explain our merchant processing rates in depth for you. You'll also learn about the 3 models available in the industry: flat rate, tiered, interchange plus pricing.

Next Day Funding

We offer next day funding to all of our merchants. Find out how you can get your funds fast!

24/7/365 Merchant Support

No matter where your restaurant is located in the U.S. or what time you need support, we are here to help.

Personalized Solutions

We understand that each business has unique needs. That's why each of our solutions are customizes just for you!

State-of-the-Art Technology

Merchant Processing Solutions offers a multitude of hardware and software solutions to meet our merchants needs.

Local with National Reach

We are located in South Florida, but we provide merchant services throughout the United States and the Caribbean.

Experience and Reliability

Being in the business since 2006, with over 40 years of combined experience, we know a thing or two!

Interchange Plus Pricing

This model consists of two components — the interchange fee determined by the card networks and a markup set by the credit card processor itself.

Start Using Virtual Terminals for Your Business Today!

At Merchant Processing Solutions, we take the time to explain to you the process of setting up a virtual terminal, how it works, what’s involved, the difference between the different merchant features and answer any other questions you may have. Contact us today for a free consultation!

Ready To Get Started?

Merchant Processing Solutions offers the best software solution for taking payments over the phone or by mail with virtual terminals.


Contact Us

Work With Us

Privacy Policy

Legal Disclaimer


Follow Us

Merchant Processing Solutions is a registered ISO of Wells Fargo Bank, N.A. Concord, CA.

Copyright © 2019 Merchant Processing Solutions. All Rights Reserved. Marketing and Design by Neocami.