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Mobile Payment Merchant Services

With a Mobile Merchant Processing System, your company gets paid wherever the call takes them. No need to RISK SECURITY by writing customers’ credit card information down and taking it back to the office to key-enter into a terminal or software. Take the card, charge the amount and sent a text or email receipts IMMEDIATELY!

Seamless Mobile Payment Acceptance

Never touch your customer’s credit cards again! Bluetooth Mobile Payment Acceptance gives your customers a sense of security but handling all their own transactions directly into the card reader.

Is your business in a remote area of a building with little or no access to phone lines or Wi-Fi. Don’t worry, we can convert your cellphone into a powerful payment acceptance device….never turn away a customer again due to poor Internet connectivity!

Mobile Payment Processing as Easy as 1-2-3

Accept APPLEPAY or GOGGLEPAY directly from your customers cell phone. Send a receipt via email or text to their cellphone. Ultimately, your payment acceptance software capture valuable information that can be used to reconnect with your customers in the future!

Never turn away a customer again! Mobile payment processing on your cellphone is as easy as 1-2-3! Using an EMV card reader is safe for the customer and helps your bank against chargebacks.

The Types of Mobile Processing Providers

Mobile Payment Acceptance allows a merchant to take payments “on-the-go”! But it is more important than ever to understand the difference between the two types of mobile processing providers. Below we will explain the difference between the two along with the pros and cons of each.

Standard Mobile Processing Provider (More freedom and security, but more complex)

These processors set up a standard merchant account, opened for your business, with the same capabilities of other types of merchant accounts. These standard providers can offer a tiered pricing, interchange-plus pricing or negotiate rates.


  • Account stability – normal payment schedule with no holds.
  • Ability to process larger transactions and larger weekly volumes.
  • Potentially lower rates.
  • Able to negotiate rates.
  • Possible to use interchange-plus pricing.
  • Ability to use a virtual terminal for computer-based processing.


  • Higher setup and maintenance costs.
  • May have more incidental fees like PCI compliance.
  • May have an early termination fee.
  • May require you to purchase a card reader.
  • May require separate payment gateway.
  • You must be approved for an account.

Mobile Processing Aggregators (Less freedom and security, but greater simplicity)

These providers like Square and PayPal, don’t set you up with your own merchant account. Instead, they provide a stand-alone mobile service, usually with a pay-as-you-go pricing structure. They basically pool a whole bunch of merchants together into one big account, with each merchant tracked individually within this aggregation. To qualify to perform this service, a PSP and their acquirer must meet several different standards and follow a variety of rules set by the credit card networks, since these types of accounts are extremely susceptible to fraud (very high risk).


  • Instant Set Up.
  • Lower setup and maintenance costs.
  • Never carries an early termination fee.
  • Usually comes with free card reader.
  • Fewer incidental fees.
  • Streamlined service.


  • Potentially higher rates.
  • Usually not able to negotiate rates.
  • Can’t use interchange-plus pricing.
  • Lower weekly and annual processing limits.
  • No access to a virtual terminal for computer-based processing.
  • More likely to experience account holds and sudden terminations.

For low volume, sporadic processing with no real concern of chargebacks, set up an aggregator-style provider like Square or PayPal. For all those who process higher volumes of payments or higher average transactions, or would like to minimize holds, chargebacks or cancellations and have more account control, consider a standard provider like Merchant Processing Solutions Inc.
Information from Merchant Maverick (https://www.merchantmaverick.com/ultimate-guide-accepting-mobile-payments/ )


The Benefits of Working With Us

There's more to what we offer besides an outstanding solution to your merchant processing needs for your restaurant. There's perks too!


No Cancellation or Early Termination Fees

It is the philosophy of Merchant Processing Solutions Inc. to partner with our merchants to help them save money on their merchant processing which allows them to grow their business.


No Application Fee

Not to worry, we won't charge you to apply to use our merchant processing services for your restaurant, so what are you waiting for?

Full Disclosure of Rates and Fees

We have nothing to hide. We disclose all of our rates and fees upfront so there's no surprises.

MPS Pricing Model

We always are 100% transparent with our pricing model. Learn about our fees, refund handling, annual rate reviews and more.

Onsite Setup, Training and Customer Service

If you and your staff need help with setup, training or support, just contact us and we'll come to your restaurant.

Understanding Rates

We explain our merchant processing rates in depth for you. You'll also learn about the 3 models available in the industry: flat rate, tiered, interchange plus pricing.

Next Day Funding

We offer next day funding to all of our merchants. Find out how you can get your funds fast!

24/7/365 Merchant Support

No matter where your restaurant is located in the U.S. or what time you need support, we are here to help.

Personalized Solutions

We understand that each business has unique needs. That's why each of our solutions are customizes just for you!

State-of-the-Art Technology

Merchant Processing Solutions offers a multitude of hardware and software solutions to meet our merchants needs.

Local with National Reach

We are located in South Florida, but we provide merchant services throughout the United States and the Caribbean.

Experience and Reliability

Being in the business since 2006, with over 40 years of combined experience, we know a thing or two!

Interchange Plus Pricing

This model consists of two components — the interchange fee determined by the card networks and a markup set by the credit card processor itself.

Start Using Mobile Payment Processing for Your Business Today!

At Merchant Processing Solutions, we take the time to explain to you the process of setting up merchant processing for mobile, how it works, what’s involved, the difference between the mobile processing providers and answer any other questions you may have. Contact us today for a free consultation!

Ready To Get Started?

Merchant Processing Solutions offers the best software solution for taking payments on a mobile device with mobile payment processing.


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