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Credit Card Payment Acceptance

Accepting credit cards makes customers feel comfortable that if there is a problem, they have resources to get it resolved. It is also much easier than dealing with cash deposits and the risk of accepting a bad check. Let Merchant Processing Solutions help you get started with accepting credit cards at your business today!

It’s the Industry Standard

Most customers today carry very little money, therefore accepting credit cards can actually increase your sales by offering a fast and secure way for your customers to pay. Offering online purchases of your products and services as well as impulse purchases also adds to the value of accepting credit cards on the internet.

It has been said that companies that accept credit card payments for their goods or services have about 40% more revenue than those that do not offer merchant services, so what are you waiting for? Contact MPS today to get started!

Who Is Involved in Credit Card Transactions?

  • Credit Card Associations: Visa, MasterCard, Discover and American Express. Referred at the BRANDS, set the rules, guidelines and fees for merchant services.
  • Credit Card Issuing Banks: These are the financial institutions that issue the credit cards; like Chase, Citi, and Wells Fargo.
  • Credit Card Processors: These companies are the “go-betweens” for merchants and credit card associations. They help provide the equipment for transactions, get the transactions approved by the associations, do settlements to the issuing banks who then pays the merchant’s bank.

How It Works

Understanding the process is what we do best! We help merchants avoid the problems of accepting credit cards.

Customer swipes or enters the card information

Your terminal/gateway electronically sends an authorization request to the customer's bank

Customer's bank approves or declines the transaction

Authorization or decline is sent back to terminal/internet gateway


Merchant sends transaction for settlement to processor

Processor deposits funds to merchant's account

The Benefits of Working With Us

There's more to what we offer besides an outstanding solution to your merchant processing needs for your restaurant. There's perks too!


No Cancellation or Early Termination Fees

It is the philosophy of Merchant Processing Solutions Inc. to partner with our merchants to help them save money on their merchant processing which allows them to grow their business.


No Application Fee

Not to worry, we won't charge you to apply to use our merchant processing services for your restaurant, so what are you waiting for?

Full Disclosure of Rates and Fees

We have nothing to hide. We disclose all of our rates and fees upfront so there's no surprises.

MPS Pricing Model

We always are 100% transparent with our pricing model. Learn about our fees, refund handling, annual rate reviews and more.

Onsite Setup, Training and Customer Service

If you and your staff need help with setup, training or support, just contact us and we'll come to your restaurant.

Understanding Rates

We explain our merchant processing rates in depth for you. You'll also learn about the 3 models available in the industry: flat rate, tiered, interchange plus pricing.

Next Day Funding

We offer next day funding to all of our merchants. Find out how you can get your funds fast!

24/7/365 Merchant Support

No matter where your restaurant is located in the U.S. or what time you need support, we are here to help.

Personalized Solutions

We understand that each business has unique needs. That's why each of our solutions are customizes just for you!

State-of-the-Art Technology

Merchant Processing Solutions offers a multitude of hardware and software solutions to meet our merchants needs.

Local with National Reach

We are located in South Florida, but we provide merchant services throughout the United States and the Caribbean.

Experience and Reliability

Being in the business since 2006, with over 40 years of combined experience, we know a thing or two!

Interchange Plus Pricing

This model consists of two components — the interchange fee determined by the card networks and a markup set by the credit card processor itself.

Understanding Merchant Services

At Merchant Processing Solutions, we take the time to explain to you the process of setting up a merchant account, how it works, what’s involved, the difference between the different merchants and answer any other questions you may have. Contact us today for a free consultation!

Ready To Get Started?

Merchant Processing Solutions offers the best equipment solutions, systems and platforms to optimize the payment processing services for your business.


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Merchant Processing Solutions is a registered ISO of Wells Fargo Bank, N.A. Concord, CA.

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