Credit Card Payment Acceptance

Accepting credit cards makes customers feel comfortable that if there is a problem, they have resources to get it resolved. It is also much easier than dealing with cash deposits and the risk of accepting a bad check. Let Merchant Processing Solutions help you get started with accepting credit cards at your business today!

Who Is Involved in Credit Card Transactions?

  • Credit Card Associations: Visa, MasterCard, Discover and American Express. Referred at the BRANDS, set the rules, guidelines and fees for merchant services.
  • Credit Card Issuing Banks: These are the financial institutions that issue the credit cards; like Chase, Citi, and Wells Fargo.
  • Credit Card Processors: These companies are the “go-betweens” for merchants and credit card associations. They help provide the equipment for transactions, get the transactions approved by the associations, do settlements to the issuing banks who then pays the merchant’s bank.

How it Works

Understanding the process is what we do best! We help merchants avoid the problems of accepting credit cards.

Customer swipes or enters the card information

Your terminal/gateway electronically sends an authorization request to the customer’s bank

Customer’s bank approves or declines the transaction

Authorization or decline is sent back to terminal/internet gateway

Merchant sends transaction for settlement to processor

Processor deposits funds to merchant’s account

Why Choose Us?

No Cancellation or Early Termination Fees

Contact us 365 days a year, 24 hours a day, and 7 days a week for support and to answer any of your questions.

No Application Fee

Not to worry, we won’t charge you to apply to use our merchant processing services for your restaurant, so what are you waiting for?

Full Disclosure of Rates and Fees

We have nothing to hide. We disclose all of our rates and fees upfront so there’s no surprises.

MPS Pricing Model

We pride ourselves on complete transparency. Learn about our pricing model, refund handling and more.

Onsite Setup, Training and Customer Service

If you and your staff need help with setup, training or support, just contact us and we’ll come to your restaurant.

Understanding Rates

Understand the difference between our 3 basic models: flat rate, tiered pricing and interchange-plus pricing.

Next Day Funding

We pride ourselves on complete transparency. Learn about our pricing model, refund handling and more.

24/7/365 Merchant Support

Contact us 365 days a year, 24 hours a day, and 7 days a week for support and to answer any of your questions.

Personalized Solutions

Understand the difference between our 3 basic models: flat rate, tiered pricing and interchange-plus pricing.

 

Surcharge/Convenience Service Fees

We offer a Suite of Solutions to provide our merchant the ability to apply a payment fee to the customer’s bill, helping you save money!

 

Local with National Reach

Contact us 365 days a year, 24 hours a day, and 7 days a week for support and to answer any of your questions.

Experience and Reliability

Being in the business since 2006, with over 40 years of combined experience, we know a thing or two!

 

Understanding Merchant Services for eCommerce

At Merchant Processing Solutions, we take the time to explain to you the process of setting up a payment gateway for your website, how it works, what’s involved, the difference between the different merchant features and answer any other questions you may have. Contact us today for a free consultation!